WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Deed of Trust dated August 25, 2004, executed by SANDRA D. GIBSON, conveying certain real property therein described to ROBERT M. WILSON, JR, as Trustee, as same appears of record in the Register's Office of Lincoln County, Tennessee recorded September 2, 2004, in Deed Book TD522, Page 951-956; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK AS SUCCESSOR INDENTURE TRUSTEE TO JPMORGAN CHASE BANK, N.A., AS INDENTURE TRUSTEE FOR THE CWABS REVOLVING HOME EQUITY LOAN TRUST, SERIES 2004-O who is now the owner of said debt; andWHEREAS, the undersigned,Rubin Lublin TN, PLLC, having been appointed as Substitute Trustee by instrument to be filed for record in the Register's Office of Lincoln County, Tennessee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable, and that the undersigned, Rubin Lublin TN, PLLC, as Substitute Trustee or his duly appointed agent, by virtue of the power, duty and authority vested and imposed upon said Substitute Trustee will, on October 3, 2018 at 1:00 PM at the Main Entrance of the Lincoln County Courthouse, 112 Main Avenue South, Fayetteville, TN 37334, proceed to sell at public outcry to the highest and best bidder for cash or certified funds ONLY, the following described property situated in Lincoln County, Tennessee, to wit:A CERTAIN TRACT OR PARCEL OF LAND LYING AND BEING IN THE 3RD CIVIL DISTRICT OF LINCOLN COUNTY, TN, BOUNDED AND DESCRIBED AS FOLLOWS: BEGINNING AT A METAL PIN FOUND AT A FENCE CORNER POST ON THE SOUTH MARGIN OF PENDERGRASS ROAD AT THE NORTHWEST CORNER OF JAMES JEANS, JR. PROPERTY AND THE NORTHEAST CORNER OF THE PROPERTY HEREIN DESCRIBED; THENCE LEAVING SAID SOUTH MARGIN SOUTH 24 DEGREES 49 MINUTES 56 SECONDS WEST 496.98 FEET TO A METAL PIN (FOUND) AT FENCE CORNER POST; THENCE NORTH 74 DEGREES 37 MINUTES 51 SECONDS WEST 115.51 FEET TO A METAL PIN (FOUND) ; THENCE NORTH 74 DEGREES 24 MINUTES 28 SECONDS WEST 278.02 FEET TO A METAL PIN (FOUND) BY A FENCE POST; THENCE NORTH 11 DEGREES 31 MINUTES 12 SECONDS EAST 221.39 FEET TO A METAL PIN (SET) ON THE SOUTH MARGIN OF THE SAID PENDERGRASS ROAD 30 FEET FROM ITS CENTER; THENCE FOLLOWING THE SAID SOUTH MARGIN NORTH 82 DEGREES 32 MINUTES 28 SECONDS EAST 74.58 FEET; NORTH 78 DEGREES 21 MINUTES 31 SECONDS EAST 63.28 FEET; NORTH 74 DEGREES 19 MINUTES 55 SECONDS EAST 113.41 FEET; NORTH 74 DEGREES 58 MINUTES 48 SECONDS EAST 199.01 FEET; NORTH 77 DEGREES 13 MINUTES 48 SECONDS EAST 109.04 FEET TO THE POINT OF BEGINNING AND CONTAINING 3.46 ACRES AS SURVEYED BY NORTHCUTT SURVEYING DATED JUNE 22, 1998. Parcel ID: 130-19.00PROPERTY ADDRESS: The street address of the property is believed to be 216 PENDERGRASS RD, FLINTVILLE, TN 37335. In the event of any discrepancy between this street address and the legal description of the property, the legal description shall control. CURRENT OWNER(S): SANDRA D. GIBSONOTHER INTERESTED PARTIES: SPRINGLEAF FINANCIAL SERVICES, INC. The sale of the above-described property shall be subject to all matters shown on any recorded plat; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. This property is being sold with the express reservation that it is subject to confirmation by the lender or Substitute Trustee. This sale may be rescinded at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The Property is sold as is, where is, without representations or warranties of any kind, including fitness for a particular use or purpose.THIS LAW FIRM IS ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.Rubin Lublin TN, PLLC, Substitute Trustee119 S. Main Street, Suite 500Memphis, TN 38103 Tel: (877) 813-0992Fax: (404) 601-5846 Ad #143244 09/05/2018, 09/12/2018, 09/19/2018