Sale at public auction will be on April 23, 2019 at 1:00PM local time, at the south door, Franklin County Courthouse, 1 South Jefferson Street, Winchester, Tennessee pursuant to Deed of Trust executed by Brian A. Sanders and Jessica R. Sanders, to Donald K. Holsinger, Jr., Trustee, as trustee for Mortgage Electronic Registration Systems, Inc. as nominee for FirstBank on December 30, 2013 at Book T1111, Page 280, Instrument No. 14000021; conducted by Shapiro & Ingle, LLP, having been appointed Substitute or Successor Trustee, all of record in the Franklin County Register's Office. Default has occurred in the performance of the covenants, terms, and conditions of said Deed of Trust and the entire indebtedness has been declared due and payable.

Party Entitled to Enforce the Debt: Wells Fargo Bank, N.A., its successors and assigns.

The following real estate located in Franklin County, Tennessee, will be sold to the highest call bidder:

Described property located at Franklin County, Tennessee, to wit:

Beginning at a point in the south margin of Himes Lane (a/k/a Hines Road), said point being the northeast corner of South Central Bell (Deed Book 173, Page 550) and the northwest corner of the property herein described; thence along said lane North 79 degrees 30 minutes 00 seconds East 125.00 feet to a point; thence North 87 degrees 22 minutes 00 seconds East 125.00 feet to a pipe; thence South 7 degrees 19 minutes 00 seconds West 245.00 feet to an iron pin; thence South 87 degrees 22 minutes 00 seconds West 125.00 feet to an iron pin; thence South 79 degrees 30 minutes 00 seconds West 125.00 feet to an iron pin; thence North 7 degrees 19 minutes 00 seconds East 245.00 feet to the point of beginning, containing 1.362 acres, according to a survey by James W. Trott, of Tullahoma Surveyors, Inc. T.R.L.S. #174, whose address is P.O. Box 1553, Tullahoma, TN 37388, dated November 7, 1989.

Being the same property conveyed unto Brian A. Sanders and wife, Jessica R. Sanders by deed of record in Book 395, Page 182, Register's Office of Franklin County, Tennessee.

Street Address: 416 Himes Ln, Tullahoma, Tennessee 37388

Parcel Number: 023 037.03

Current Owner(s) of Property: Brian A. Sanders and Jessica R. Sanders

The street address of the above described property is believed to be 416 Himes Ln, Tullahoma, Tennessee 37388, but such address is not part of the legal description of the property sold herein and in the event of any discrepancy, the legal description herein shall control.

This sale is subject to, without limitation, all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory right of redemption of any governmental agency, state or federal; any prior liens or encumbrances including those created by a fixture filing or any applicable homeowners' association dues or assessments; all claims or other matters, whether of record or not, which may encumber the purchaser's title and any matter that an accurate survey of the premises might disclose.

The following parties may claim an interest in the above-referenced property to be affected by the foreclosure: any judgment creditor or lien holder with an interest subordinate to the said Deed of Trust or any party claiming by, through, or under any of the foregoing. Such parties known to the Substitute Trustee may include: None.

Terms of Sale will be public auction, for cash, free and clear of rights of homestead, redemption and dower to the extent disclaimed or inapplicable, and the rights of Brian A. Sanders and Jessica R. Sanders, and those claiming through him/her/it/them.

Any right of equity of redemption, statutory and otherwise, and homestead are waived in accord with the terms of said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee.

The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. If you purchase a property at the foreclosure sale, the entire purchase price is due and payable at the conclusion of the auction in the form of a certified/bank check made payable to or endorsed to Shapiro & Ingle, LLP. No personal checks will be accepted. To this end, you must bring sufficient funds to outbid the lender and any other bidders. Insufficient funds will not be accepted. Amounts received in excess of the winning bid will be refunded to the successful purchaser at the time the foreclosure deed is delivered.

This property is being sold with the express reservation that the sale is subject to confirmation by the lender or trustee. This sale may be rescinded only by the Substitute Trustee at any time. If the Substitute Trustee rescinds the sale, the purchaser shall only be entitled to a return of any money paid towards the purchase price and shall have no other recourse. Once the purchaser tenders the purchase price, the Substitute Trustee may deem the sale final in which case the purchaser shall have no remedy. The real property will be sold AS IS, WHERE IS, with no warranties or representations of any kind, express or implied, including without limitation, warranties regarding condition of the property or marketability of title.

This office may be a debt collector. This may be an attempt to collect a debt and any information obtained may be used for that purpose.

Shapiro & Ingle, LLP

Substitute Trustee

10130 Perimeter Parkway, Suite 400

Charlotte, NC 28216

Phone: (704) 333-8107

Fax: (704) 333-8156

File No. 18-117163