ruta

ruta

  • Joined: February 25, 2026
  • Articles: 319

America saves week through April 10

America Saves Week will run from April 6-10. The theme for 2026 is “Own Your Financial Story: Small Steps, Big Impact”. This initiative focuses on promoting financial resilience, encouraging Americans to automate savings, reduce debt, and set actionable goals.

Healthcare in America

My wife suffered a freak fall recently that fractured two vertebrae and broke her collarbone. The ambulance took her to the local hospital where she was treated, and then sent home.

We aren’t debating topics anymore

This is in response to Joe Sheeley’s “Last Letter to the Editor.” I recognized it was you without even seeing the name and I agree with you. I’ve followed your letters over the years. From my own letters, I know some folks read them, but like you, I’m not sure anyone is listening. At least anyone in a position to do things. Like you I feel we aren’t debating topics anymore, but don’t even agree on basic facts. The marketplace of ideas has become very unbalanced and I for one will miss seeing your thoughts. I hope to see you around town or maybe over at the HOSC sometime.

The Stone

And, behold, there was a great earthquake: for the angel of the Lord descended from heaven, and came and rolled back the stone

Youth accounts for early financial education

Have you ever wondered how your financial journey might look if you’d started saving at a younger age? Understanding the importance of saving as a teenager — or even earlier — can go a long way toward building confidence and creating habits that last. When that basic financial knowledge is combined with consistent discipline before reaching adulthood, young people can be set on a path toward long-term financial freedom.

I’ll read you the riot act

Let’s explore the origin of some common sayings. After writing several columns about sayings like, “Not my cup of tea” and “The straw that broke the camel’s back,” many of you suggested a few others. How many times have you threatened to read someone “The Riot Act?” What is that act, and why is there a riot involved? I’m pretty sure I “read the riot act” to my sons when they were teenagers, and I’m equally certain they rolled their eyes when I did.